Product packages

There are three benefit packages or Options:

· Inclusive Love Package

· Classic Love Package

· Prestige Love Package

The policy benefits are dependent on the package chosen. The list below includes all benefits that are offered, and the table below lists which benefits are included in the various packages.

10% of the selected funeral benefit is paid as repatriation expenses to enable policyholder or premium payer convey the mortal remains of all loved ones covered under the plan.

Yes! the 10% is not deducted from the funeral benefit. This benefit is for Classic and Prestige Love packages.

30% of the selected funeral benefit is paid as one week celebration expenses. Yes! the 30% is not deducted from the funeral benefit. This benefit is for Classic and Prestige Love packages.

The plan provides payment of lump sum benefit equal to the cover amount selected based on the automatic inflation protector option at the time the claim occurred in the event of death of any life insured under this policy whilst the policy is active. Inclusive Love, Classic Love and Prestige Love packages enjoy this this cover/benefit.

The plan pays an income for the next six months to cushion the family at demise of the policyholder and spouse. This benefit is for Classic and Prestige Love packages.

Under the prestige package, 50% of the funeral benefit shall be paid as lump sum as 1st Anniversary Benefit in the event of death of a life insured under this plan.

This cover pays twice of a selected benefit if anyone covered by this policy dies through accident. This benefit is for Classic and Prestige Love packages.

Premium payment under this policy shall be waived and the policy converted to paid-up when the Policyholder being the principal life dies after the waiting period while the policy is active. This benefit is for all packages.

Premium payment under this policy shall be waived and the policy converted to paid-up when the principal life becomes permanently and totally disabled (as defined under this policy) while the policy is active. This benefit is for Classic and Prestige Love packages.

Premium payment under this policy shall be waived and the policy converted to paid-up when the principal life becomes retrenched (as defined under this policy) while the policy is active. This benefit is for Classic and Prestige Love packages

Enjoy no premium payments for January and September each year. Premium is waived for all funeral benefits for all lives assured while the policy is active. This benefit is for Prestige package.