Esusu Savings Plan
Save with ease. Stay protected.
About
The ESUSU Savings Plan helps you build a savings habit while giving you free life cover throughout your savings term.
It’s simple: you save your money, and we help protect your family .
How it works
Your Esusu plan has two parts:
Save at your own pace and build towards your financial goals.
- Save daily: Contribute any amount, whenever you can.
- Withdraw when you need to: There is no interest on your savings, and you can withdraw your money at any time without a withdrawal charge.
- Simple contribution structure: Your first contribution in each cycle covers your agent’s fee and is not added to your savings. Every contribution after that is 100% yours.
- Your savings come back to you: At the end of your savings cycle, you receive everything you have saved, less any withdrawals you have made and the applicable first-contribution fee.
Your savings come with life protection at no extra cost.
If you pass away while your savings term is active, your family receives a life-cover payout to provide financial support when they need it most.
Your payout is calculated as:
Daily savings amount × Number of days remaining in the cycle
- Cover starts from Day 1 — no waiting period.
- Maximum life-cover payout: ?500,000.
Who can join
The ESUSU Savings Plan is available to adults who meet these simple requirements:
18–80 years — Eligible age at entry
N1,000/month — Minimum savings contribution
Up to age 81 — Life cover ends at age 81
Ready to start saving?
With ESUSU, every contribution helps you build your savings while giving your loved ones an added layer of financial protection.
Questions?
Your ESUSU Agent is available to guide you through the plan and answer your questions.