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Here is an Inspection Tick-box for Your Retail Store

The swift change from the dry to the rainy season stirs up mixed feelings in different people. But in reality, the rainy season is inevitable. While it is a period of productivity for the likes of farmers, it comes with provocations for small business owners in areas like material damage or supply interruption, which derails daily business operations. You are not alone. To help you tackle the setbacks of heavy rainfall and keep your business on track, we created a checklist for your retail store. ·       Move your essential equipment away from risky spots. ·       Avoid electrical equipment on wet floors. ·       Endeavor to check for water entry spots in your building. ·       A proper drainage system helps to prevent flooding. ·       Remember to include SME insurance in yo...Read more

Choose the Right Protection for your Business

As a young entrepreneur, it is very easy to be absorbed in the day-to-day grind. One of your foremost concerns is the continuity of cash flows and making your employees happy, which makes it difficult to consider the “what ifs” situations.  If you have ever been in a situation where your business has suffered some sort of loss, then you know the feeling of panic and frustration that comes with it. Things can get ugly when you don't have a rescue plan. With SME Insurance, your business is guaranteed protection against any financial and operational disruption you might face.  The astounding thing about this coverage is that your business is protected against natural disasters or burglary.   Guess what… your indispensable employees can also get protection against any casualty. With SME Insurance your business gets insurance solutions against any form of interruption. Call 0700SANLAMGI or send a mail to general@sanlam.c...Read more

It is Not Just a Farm, It's a Livelihood

The favorable season you would like to work round the clock on your farmland is the wet season. It is hard to neglect the fact that it comes with a bounty of benefits for a good plantation. However, loads of preparation are involved in becoming a successful agribusiness owner in a season like this. One of them is to ensure that good and quality inputs are sourced for planting. Getting high quality seedlings for your farm operation cannot be overemphasized. The quality of seedlings has a direct relation to your eventual harvest. In the period of doubt, you can consider procuring your farming inputs from the right and government-approved sources for a guaranteed harvest. That is not all. We also encourage you to protect your plantation with the right agric insurance plan. This keeps your source of livelihood unshakeable. Talk to us today for your Agric Insurance. Call 0700SANLAMGI or send a mail to general@sanlam.com.ng

Have you renewed your Home Insurance?

Wait! Let me guess, it has always skipped your mind to renew your home insurance. This probably skipped your mind because you have other goals to smash before the year runs out. Things like buying a new plasma TV, a treadmill to be fit, etc., could make you omit your home insurance from the checklist. Well, achieving your mid-year goals involves taking cognizance of unexpected developments. You can never go wrong when you have your home insurance renewed. Your home insurance renewal helps cushion your financial planning in the event of damage due to fire, flood, burglary etc., ticking all your goal boxes on your checklist. Home insurance is not an extra expense in your budget but a necessity. So, if your coverage has elapsed, speak to your insurer today. Call 0700SANLAMGI or send a mail to general@sanlam.com.ng

Is It Illegal to Drive Without Auto Insurance?

Yes, It Is. Can you imagine driving a car without a spare tyre in your boot? Who do you turn to when something unexpected happens to your wheels? Bear in mind that dodging traffic agents still doesn't make you safe. Imagine trying to dodge and then you get into a major accident while on a one-way trip! This leaves you with unanticipated property and medical expenses as a result. This is just a starter for the risks you could face. They include but are not limited to the following: ·       Vehicle impoundment. ·       Your vehicle license could be revoked until you get car insurance coverage. ·       This would also affect your spending and savings plan. Don't be a victim. As an active car driver, you are legally required to drive with the most basic insurance cover. Acquiring insurance today allows you to enjoy the greatest driving...Read more

Betterment: Getting More Value Out of Your Cover

In simple terms, betterment is synonymous with improvement. It is upgrading your car or property to a better value than it was before a loss or damage. It is always awkward when your insurer treats you fairly just to reduce costs. We know how frustrating it can be. Well, at this stage, you should not bother anymore when you can initiate an insurance betterment for your property. What is jaw-dropping is that, instead of used parts, you get to enjoy a better-quality replacement for your damaged car part or installation at your rented apartment. This keeps your savings for a new home alive while on the move. There are a lot of insurance benefits we want to share with you. Stick around as we inform you of the benefits you truly deserve. Call 0700SANLAMGI or send a mail to general@sanlam.com.ng

Don't Be Like Joe

They say: "Only what gets measured, gets managed." It is safe to say if you do not care for your car, you cannot measure its value, nor can you manage it.  Skilled drivers like Joe drive around without car insurance, trying to cut back on insurance to put a little more food on the table. Little did he realize he needed the least auto insurance after a road collision with a yellow bus driver that got away with the incident. Sadly, his ignorance cost him a lot. From towing fees to medical expenses and paying for damaged property, the bills were unlimited.  Amazingly, all these fees he incurred are covered under auto insurance. Do not let this happen to you. Do not be like Joe. Keep your risk at bay today and enjoy the financial rewards offered by auto insurance. Call 0700SANLAMGI or send a mail to general@sanlam.com.ng

Leave Nothing to Chance

It took him another five months to replace his old car. Not that he wanted to wait that long, but past experience kept him at bay: he was not going to make the same mistakes again. His beloved 2002 Camry -Rosie, he named it- had been involved in an accident on the 3rd Mainland Bridge. One late evening on his way from work, a minivan had rammed into him from behind, the force of the impact was so much it pushed him into the culvert, just missing the rear of the Mercedes Benz GLK ahead of him. Everyone agreed the minivan was at fault, but the driver, an ageing man with little to offer remained adamant. By and large, he had to seek help from friends and family to fix his car; an embarassing endeavour he would have saved himself with adequate and responsive auto insurance from a reputable insurer like Sanlam General Insurance. But Rosie had lost all colour and became a liability, going in and out of the mechanic workshop till he had to sell it off. Now that he sav...Read more

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