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Is It Illegal to Drive Without Auto Insurance?

Yes, It Is. Can you imagine driving a car without a spare tyre in your boot? Who do you turn to when something unexpected happens to your wheels? Bear in mind that dodging traffic agents still doesn't make you safe. Imagine trying to dodge and then you get into a major accident while on a one-way trip! This leaves you with unanticipated property and medical expenses as a result. This is just a starter for the risks you could face. They include but are not limited to the following: ·       Vehicle impoundment. ·       Your vehicle license could be revoked until you get car insurance coverage. ·       This would also affect your spending and savings plan. Don't be a victim. As an active car driver, you are legally required to drive with the most basic insurance cover. Acquiring insurance today allows you to enjoy the greatest driving...Read more

Betterment: Getting More Value Out of Your Cover

In simple terms, betterment is synonymous with improvement. It is upgrading your car or property to a better value than it was before a loss or damage. It is always awkward when your insurer treats you fairly just to reduce costs. We know how frustrating it can be. Well, at this stage, you should not bother anymore when you can initiate an insurance betterment for your property. What is jaw-dropping is that, instead of used parts, you get to enjoy a better-quality replacement for your damaged car part or installation at your rented apartment. This keeps your savings for a new home alive while on the move. There are a lot of insurance benefits we want to share with you. Stick around as we inform you of the benefits you truly deserve. Call 0700SANLAMGI or send a mail to general@sanlam.com.ng

Don't Be Like Joe

They say: "Only what gets measured, gets managed." It is safe to say if you do not care for your car, you cannot measure its value, nor can you manage it.  Skilled drivers like Joe drive around without car insurance, trying to cut back on insurance to put a little more food on the table. Little did he realize he needed the least auto insurance after a road collision with a yellow bus driver that got away with the incident. Sadly, his ignorance cost him a lot. From towing fees to medical expenses and paying for damaged property, the bills were unlimited.  Amazingly, all these fees he incurred are covered under auto insurance. Do not let this happen to you. Do not be like Joe. Keep your risk at bay today and enjoy the financial rewards offered by auto insurance. Call 0700SANLAMGI or send a mail to general@sanlam.com.ng

Leave Nothing to Chance

It took him another five months to replace his old car. Not that he wanted to wait that long, but past experience kept him at bay: he was not going to make the same mistakes again. His beloved 2002 Camry -Rosie, he named it- had been involved in an accident on the 3rd Mainland Bridge. One late evening on his way from work, a minivan had rammed into him from behind, the force of the impact was so much it pushed him into the culvert, just missing the rear of the Mercedes Benz GLK ahead of him. Everyone agreed the minivan was at fault, but the driver, an ageing man with little to offer remained adamant. By and large, he had to seek help from friends and family to fix his car; an embarassing endeavour he would have saved himself with adequate and responsive auto insurance from a reputable insurer like Sanlam General Insurance. But Rosie had lost all colour and became a liability, going in and out of the mechanic workshop till he had to sell it off. Now that he sav...Read more

Now That the Rains Are Here...

1. Keep both hands on the steering wheel. Driving in the rain requires utmost concentration. Keep all distractions (mobile devices especially!) away from you. Keep your focus firmly on the road while observing happenings beside and behind you through the side and driving mirrors. 2. Turn on your headlights Visibility is naturally reduced during the rains. Putting on your headlight helps you see the road ahead more clearly and also makes you more visible to other road users. 3. Keep a good distance from the car ahead. You never know what the driver ahead of you may suddenly run into; putting enough distance between you and the car ahead helps you when you need to make instant decisions. 4. Drive below the speed limit Speeding in the rain is unsafe, as brakes can be affected by water. Keeping well below the speed limit helps you remain in control whatever the eventualities 5. Avoid flooded roads if you can. Never drive through standing or flowi...Read more

Accidents Can Happen Anywhere…

Accidents can happen anywhere… Here are some safety tips for your Home. 1. Clean up spills immediately. A tiny liquid spill could potentially be harmful to you. Ensure you always clean up all spills immediately so as to avoid slipping on them. 2. Take extra caution with hot liquids. For those who have kids around, refrain from placing hot liquids in a place where children can reach it or on tables that have their table cloths hanging over. The child may pull on the fabric causing the liquid to spill on them. 3. Install grab bars in the shower. Shower falls are commonplace in every home. Installing grab bars in your shower help prevent disaster should someone slip. 4. Keep electronics away from water. Do not keep electronics near water or in a place where they could fall in or a child could pull them in. In the same vein, do not let children near water storages. Children love to play with water. A large body of water poses as much risk ...Read more

Tips to Avoid Being Robbed in Traffic

The rainy season brings with it an unfortunate increase in crime rates during traffic rush hour. Here are tips for you to avoid being robbed in traffic: 1. On noticing the gathering of the clouds, if you can, leave whatever you are doing and head home immediately. It is better to avoid being caught in traffic occasioned by the rains. 2. If you must move in the rain, select routes that have minimal flooding. The traffic radio stations can help intimate you of such routes. 3. Pull off all jewellery and keep somewhere safe in the car. Please do not keep in your purse as robbers often ask for those as well. 4. Before starting your car and driving off, please keep all valuables like laptops, mobile devices etc. out of sight. Keep the appropriate ones in the car trunk or glove compartment. 5. Have little cash in your wallet; keep the bulk of your money elsewhere. Wallets and purses are one of the first things robbers ask for. You don’t ...Read more

Protect your home from break-ins with these safety tips.

1. Make it difficult for someone to conceal themselves while breaking in. Avoid tall/thick shrubs around your windows and doors. 2. Having good exterior lighting helps. If you own your home and can afford a motion sensor floodlight, please install one. When a motion light kicks on, you know someone is out there. 3. You know your neighborhood more than anyone. If you stay in a middle class area, avoid having stuff in plain sight that shows affluence. If you have an expensive car, keep it in a garage. If you have nice stuff in your house, keep your blinds closed. Never show off wealth in the midst of little. 4. Burglars usually case a neighborhood before they rob it. They know when you leave for work. They know when your neighbors leave for work. If you have neighbors that are home during the day, it will make your house a riskier break-in. Or better still, stay in a gated estate with adequate security. 5. If you have a security system, don’t put one...Read more

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